Welcome to our website. Operated by Assurant Financial and its affiliated entities (“Assurant Financial”), this website is provided to you under specific terms, conditions, and notices. By accessing and using this site, you agree to these terms as outlined below. Certain sections of the site may have unique terms governing particular features or offers (e.g., promotions or interactive tools). In case of conflicts between these terms and other posted terms, these terms will govern.

Agreement to Terms

Before using this website (“Website”), please carefully review the terms of use and disclaimers detailed here. By accessing or using this Website, you confirm your acceptance of these Terms of Service and any applicable laws. If you do not agree with these Terms or our Privacy Policy, please refrain from using this Website.

Guidelines for Using the Website

You agree not to compromise the security of this Website, disrupt its availability to others, or harm its functionality or content. Refrain from actions that violate the rights of others or applicable laws. Assurant Financial reserves the right to limit or terminate access for any user who violates these terms. If access is terminated, any materials downloaded or printed must be immediately destroyed.

Certain features of the Website may allow you to share offers or information via email with individuals you know personally. Ensure compliance with all legal requirements when using this functionality.

Changes to Terms

Assurant Financial may update these Terms of Service periodically. Continued use of the Website after updates signifies your agreement to the revised terms. We encourage regular review of these terms to stay informed about changes. Note that minor errors in Website content, such as typographical or technical inaccuracies, may occasionally occur.

Pricing and Product Information

Assurant Financial reserves the right to adjust or discontinue products, services, or pricing without notice. Additionally, order quantities may be limited at our discretion. If pricing errors occur due to typographical mistakes or supplier inaccuracies, we reserve the right to cancel orders or refuse services at the incorrect price. Customers will receive a credit for any charges related to canceled orders.

Payment and Fees

Accepted Payment Methods:

• Visa
• Mastercard
• Discover

Certain services may require payment. Ensure all purchase and account information is accurate, complete, and up-to-date. Payments are processed online, and applicable taxes may be added. Prices are subject to change, and all payments must be made in U.S. dollars.

By completing a purchase, you authorize us to charge your chosen payment method for the listed fees. We reserve the right to correct pricing errors even after payment is processed. Orders placed via the Website may be refused at our discretion.

Note: Charges will appear on your statement as Assurant Financial.

Cancellation Policy

If you are dissatisfied with our services, you may cancel at any time. Refund requests will be processed within seven (7) days of receiving your cancellation request. Refunds may take 1-2 billing cycles to reflect on your account, depending on your financial institution.

To request a refund, contact us at 1-855-206-4786 or via email at [email protected]. Please include a brief explanation for your cancellation.

User Accounts

When creating an account, you are responsible for maintaining the confidentiality of your login credentials. By setting up an account, you accept responsibility for all activity conducted under your account. Assurant Financial reserves the right to terminate accounts, refuse service, or cancel orders at its discretion.

Intellectual Property Rights

All content, materials, trademarks, and service marks (“Marks”) displayed on this Website are the intellectual property of Assurant Financial or its affiliates and licensors. Unauthorized use of these Marks without prior written permission is prohibited.

Users must comply with copyright laws and avoid unauthorized use or reproduction of Website content. Assurant Financial does not grant any implied rights to patents, trademarks, copyrights, or trade secrets.

Website content—including text, images, videos, and software—is owned or licensed by Assurant Financial. Users may download or print content for personal, non-commercial use only, provided all copyright notices are preserved. Content may not be redistributed or reproduced in other media.

Reporting Intellectual Property Violations

Assurant Financial respects intellectual property rights and expects the same from its users. Users who infringe upon the intellectual property rights of others may have their access restricted or terminated. In compliance with the Digital Millennium Copyright Act (“DMCA”), Assurant Financial will address any reported violations promptly.

To report suspected copyright infringement, include:

• A signature from the copyright owner or authorized representative.
• A description of the copyrighted material.
• Specific details about the material in question.
• Your contact information (address, phone number, and email).
• A statement confirming that the use is unauthorized.
• A declaration attesting to the accuracy of the report and your authority to act.

Send infringement notifications to:

Assurant Financial
405 Main St
Houston, TX 77002
Email: [email protected]

Note: This contact is solely for intellectual property matters. General inquiries will not receive a response through this channel.

Links to Third-Party Websites

Assurant Financial does not endorse third-party websites linked to or from this Website. Accessing external sites through links on this Website is at your own risk. Review the terms and privacy policies of third-party sites, as Assurant Financial is not responsible for their content or practices.

Website Access

Assurant Financial retains full control over this Website, including its features and content. Access may be restricted or discontinued at any time. While we strive to maintain uninterrupted service, occasional outages may occur, and Assurant Financial is not liable for resulting damages. Users outside the U.S. are responsible for complying with local laws.

Disclaimers

This Website and its content are provided “AS IS” and “AS AVAILABLE.” Assurant Financial makes no guarantees about uninterrupted service or error-free content. We disclaim all express, implied, and statutory warranties, including but not limited to merchantability and fitness for a particular purpose. Users access this Website at their own risk.

Limitation of Liability

ASSURANT FINANCIAL IS NOT LIABLE FOR DAMAGES OF ANY KIND ARISING FROM THE USE OR INABILITY TO USE THIS WEBSITE, INCLUDING DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES. Some jurisdictions may not allow such limitations, so these restrictions may not apply to all users.

User Submissions

Assurant Financial may feature user-generated content such as reviews and comments (“User Content”). By submitting content, you grant Assurant Financial a nonexclusive, worldwide license to use, modify, and distribute your submissions. Content must not violate these Terms or harm any individual or entity. Assurant Financial reserves the right to edit or remove User Content as needed.

Indemnification

You agree to indemnify and hold Assurant Financial harmless from claims or liabilities resulting from your violation of these Terms or misuse of the Website.

General Terms

These Terms are governed by the laws of the State of Texas and applicable federal laws. If any provision is deemed invalid or unenforceable, the remaining provisions remain in effect. Any waiver by Assurant Financial of a specific right does not constitute a waiver of future rights. Claims or disputes must be initiated within one year of the event giving rise to the claim.

Contact Information

For questions or feedback regarding these Terms, please contact:

Assurant Financial
405 Main St,
Houston, TX 77002

Email: [email protected]
Phone: 1-855-206-4786